Archive for the 'Finance Information' Category

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Phishing is Bad, Very Bad in this Digital River

Wednesday, June 11th, 2008

If someone has not explained it to you or you haven’t heard about phishing (identity theft) and it’s horrors then please pay close attention.

A very astonished client found out way too late that their teenage daughter had received an email that claimed to want to verify her parents credit card information and that they were an authorized Mastercard representative. She had used mommy’s card before and new where it was so she clicked on the link, answered a few questions and bam a $7400 charge on their card. The good thing is today the bad guys are stupid and the card issuing companies call you if you suddenly go on a $5000 tear.

Now if this phishing (identity theft) has never happened to you, good. This isn’t the time to sit back and let it happen, make sure that everyone in your house who has access to the Internet knows about the bad phishing (identity theft) techniques and people who are out there constantly sending innocent-looking emails.

There are no credit card companies that will verify your information in such an unsecured environment as email. If they claim to want to verify your information look for a contact number to call and ask a few questions like if they have a copy of last months statement and if they can fax that to you for your own security.

Most credit card companies only ask for a pin number or last 4 digits of a number you have agreed to give access to your account for any information. These dirty individuals trying to steal your account information thru the Internet have several different ways to try and convince people they are legit, please don’t fall for it and give your information out over the Internet. Someone could go on a shopping spree and ruin your good credit, or reasonably good credit if your like me. Protect yourself and your family against identity theft.

Members of our staff support african american computer homeschooling and african american SMB’s in their area and we have a slight favor to see computer homeschooling everywhere benefit from the advantages of a wireless network. We even have minority friends that work at major retailers in several states that are homeschooled and already have experienced having a wireless home.

Daviyd Peterson - EzineArticles Expert Author

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Daviyd Peterson: 10-year consultant, instructor, trainer
Helps african american homeschools bridge the digital
divide by becoming computer homeschools. Free article
on “Computer Homeschooling” and other related articles
http://www.homeschoolwireless.com/homeschoolwireless.htm

<309.403.4983 phone/fax>

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How To: Avoid-Foreclosure

Sunday, June 1st, 2008

In order to avoid-foreclosure, you need to find the companies and the services that are able to provide you with high quality information. You do not need someone to come in and try to sell you yet another deal. For honest to goodness help in getting out of this debt and mess, you need high quality advice. While it is not easy, you can avoid-foreclosure.

First of all, make sure that avoiding foreclosure is the right thing for you. IF you can not make the payments and you can not find a way to get around it, letting it go will ruin your credit, but until it is over it can’t get any better. While this is not news you want to hear, it can be helpful to some.

But, when you do have a shot, you need to take it. To avoid-foreclosure, you need many options. For example, you may want to actually call the bank and ask them if there is a way you can work with them to end the problems. Maybe they can extend your payments so that you can get caught back up.

You may be able to get a loan that will cover the amount that you owe as well as any other money that you need. This can then be paid off in installments. Although hard to find, this is one method to avoid-foreclosure.

You should take the time to speak with the creditors that you owe money to and see if you can work something out with them. Be honest and tell them what has happened, what you plan to do to get out of it, and see if they can help you. If it does come down to selling the house, do your best to get through it before it is too late. You can avoid-foreclosure by taking the time to find all the options that you have and then choosing the best possible answer for you.

for more information please see http://www.avoid-foreclosure-info.co.uk